Why You Have To Watch Out For Insurance Companies After Car Accidents

Charleston, West Virginia, Personal Injury Lawyer Jeffrey T. Jones explains why you should not count on insurance companies to always tell you the truth when dealing with them after being injured in a car accident.

The harsh reality is that the big, strong and powerful insurance companies often try to force injured parties into accepting a lower settlement for their injuries than they truly deserve in their injury case. It is important to have a qualified personal injury attorney to help you deal with the large insurance companies to keep you from making unnecessary mistakes. 

I know you may find this hard to believe, but insurance companies will try to get you to accept a lesser amount for your injuries than you deserve. What you are dealing with is that ‘your good neighbor’ whose ‘on your side’ has his ‘good hands’ in your money pocket. 

Here is why you have to watch out for insurance companies and what to do about it: 

· Insurance Adjustors are professionals trained to do a job.

· They have more knowledge and experience in that area than the average person.

· If you do it yourself, are you really saving money or costing yourself money?

· How many times have you, or someone you know, tried to do something yourself and screwed it up and then had to pay someone else to fix what you messed up, and then pay them more to do it the right way?

· Isn’t it cheaper and better to hire a professional to do it right to begin with?

· If you screw up your case, odds are no one can fix it for you.

Let me give you an example of what I mean...

You are injured in a car wreck and see a doctor a few times. You miss work, but you feel like you are getting better. So, you call the insurance company and say ‘let’s settle’. You sign a release and take the money. A week or two later, you can’t get out of bed and are in excruciating pain. You go to the doctor, and he says you have a herniated disc from the car wreck. He tells you that you need surgery and will be off work for three months. You call the insurance company to tell them and they laugh and say ‘Sorry, but you signed a release and we don’t owe you another dime! Does this sound unbelievable? Think it won’t happen? WRONG!! It happens!

Unfortunately, I have people call me with stories just like this, and I have to tell them “Sorry, if you signed a release, there is probably nothing I can do for you!” You should have gone to see a lawyer first!!!! My advice to everybody is…Do NOT rely on the insurance company to help you. Their adjusters are not working to help you. They are working to for the person or company that signs their paycheck and that’s NOT you. Do what’s best for YOU…talk to a lawyer!

About Jeffrey T. Jones:
Jeffrey T. Jones is an attorney in Charleston, West Virginia. He is licensed to practice in the State and Federal Courts of West Virginia and in the State of North Carolina.

He is past President of the West Virginia Association for Justice and has been honored as Member of the Year. He has also been recognized as one of the Top 100 Trial Lawyers in West Virginia. He has appeared in USA TODAY as an Emerging Business Leader To Watch.

He represents persons injured or killed in accidents and has written the West Virginia Automobile Accident Injury Guide and a Special Report dealing with car accidents, personal injury and insurance companies.

To learn more about Jeff or to order his book, or Special Reports, go to http://www.jeffreytjones.com/ or call 1-800-247-2845 or 304-345-3400.

Taxpayers With IRS Problems Are Always Looking Over Their Shoulder For The IRS!

Charleston, West Virginia IRS & Tax Attorney, Jeffrey T. Jones Discusses How The IRS Collects From Taxpayers and What To Do About It!!

Once you owe the IRS money, they become very aggressive in their collection attempts. One of the more common collection methods the IRS uses is the LEVY!

They will use either a Bank Levy or a Wage Levy. If you're lucky enough to still have a bank account, the Bank Levy allows the IRS to present your bank with a piece of paper that requires the bank to immediately withdraw all the money you owe the IRS.

Many times these Bank Levies are wrong, but the IRS doesn't care and it's up to you to correct the problem. Meanwhile, the checks you've written are bouncing all over town.

The worst thing about the IRS Bank Levy is that, if your name happens to be on the account, it may capture your children's, parent's, girlfriend's or spouse's bank account. Even if it's just on there for convenience. 

The IRS doesn't care, they just want to get paid 

and they don't care who pays your taxes.

After the bank has cleaned out all checking and savings accounts with your name on them, they send the money to the IRS. You should take this as notice that the IRS will issue another Bank Levy against you in the future, to satisfy any remaining amounts owed to them.

It's kind of like hitting the lottery for the IRS. Once they find out how to get your money, they will continue taking your money by issuing more bank levies.

As Bad as The Bank Levy Is, The Wage 

Levy (Garnishment) Is Much Worse!

The bank levy is a one shot deal. Meaning that the IRS must continue to issue a new Bank Levy every time they want to clean out your bank account. The Wage Levy (Garnishment) is much, much worse. It's designed to bring you to your knees.

The Wage Levy is issued to your employer and it instructs the employer to immediately start withholding ridiculously high amounts of money to pay old tax liabilities in addition to the normal taxes being withheld.

Wage Levies often result in you only receiving a few hundred dollars per pay period. This usually makes it impossible to pay your bills and eat. The IRS knows that Wage Levies cause all types of harm to you and your family, but they mail out thousands every day.

Having IRS Problems Gets Old!

There can be no real rest and relaxation until your IRS problem is completely solved. It's hard to keep a good job or get your credit report cleaned up when the IRS continues to issue Federal Tax Liens and Wage Levies.

Without a bank account it's difficult to cash your checks or even pay your monthly utility bills. Even if you're lucky enough to have a bank account, you have to always worry about the IRS wiping out all of the money in the account without notice.

Are There Ways Out of IRS Problems?

Yes, there are ways to end IRS Problems, but you must decide to end them, no one else can decide for you. When you decide that enough is enough and you want to have the things that everyone else has and you're really ready to do something about your IRS Problems, there are options available to you!

Our firm helps in ending the misery of IRS Problems! There are many possible ways to end these problems, but they all require you to take the first step.

No one can help you until you decide to help yourself. We are here to help end the IRS Problems, but you must be ready to follow our advice. We can walk you through the IRS maze.

Many taxpayers use our firm to keep the

IRS away from them and their families.

Most of our clients Never Meet or Speak With The IRS. We do all the talking to the IRS. We also handle all the meetings and correspondences with the IRS, so our clients can go to work and carry on a normal life.

Remember, your IRS problem will not go away by itself. First, you have to get up to date with all your tax returns. If you have old tax returns that aren’t filed you must get them filed as soon as possible. The IRS will NOT discuss any deals if you are not in compliance. You only have three choices to end your IRS Nightmare. You can do one of the following:

1. Pay the IRS 100% of What They Think You Owe Today.

2. Set up a Monthly Payment Which May Never Go Away Due to the Additional Penalties and Interest That Continue to Add Up.

3. Reduce the Total amount You Owe to an Affordable Number and Get on with the rest of Your Life!

YOU DECIDE

I can help you explore all the choices and options, but you must take the first step. You can come in for a Free Consultation to discuss your options. You have nothing to lose except the peace of mind most people already enjoy. Why not get some for yourself and your family.

***NOTICE: Past results achieved are not a guarantee of future results. Each case is unique and reference must be made to the specific legal and factual circumstances of each.

Call my office today at 304-345-3400 or 1-800-247-2845 to set up an appointment for a Free Consultation.


About Jeffrey T. Jones:

Jeffrey T. Jones is an attorney in Charleston, West Virginia. He is licensed to practice in the State and Federal Courts of West Virginia and in the State of North Carolina. He is a graduate of the West Virginia University College of Law.

He is past President of the West Virginia Association for Justice and has been honored as Member of the Year. He has also been recognized as one of the Top 100 Trial Lawyers in West Virginia. He has appeared in USA TODAY as an Emerging Business Leader To Watch.

In his work, he helps individuals and businesses solve their IRS problems. He is the author of the bestselling book “Protect and Defend.” He has also written Special Reports dealing with business payroll taxes and ways to solve your IRS problems.

To learn more about Jeff or to order his book, or Special Reports, go to http://www.jeffreytjones.com/ or call 1-800-247-2845 or 304-345-3400.

4 TIPS TO HELP YOU AVOID THE WORST THING YOU CAN DO WHEN YOU’RE IN A CAR ACCIDENT!

CHARLESTON, WEST VIRGINIA, PERSONAL INJURY ATTORNEY JEFFREY T. JONES SAYS THAT TOO MANY PEOPLE DELAY OR DO NOTHING WHEN THEY ARE INJURED IN A CAR ACCIDENT.

People that are injured in car accidents need to find out what a lawyer can do for them before it is too late! Way too many people have told me they wished they had acted sooner before important witnesses moved and could no longer be found or before delays or gaps in their medical treatment proved fatal to their case. 

I have encountered many people who have suffered injuries from an auto accident or who have been injured at work, but they failed to seek the right legal advice. Some of these people haven’t gone to a lawyer because they did not know they had the right to compensation, didn’t realize they only had a limited time to do something, were intimidated by the thought of filing a claim or had bad experiences with other lawyers in the past.

Don’t let this happen to you. There are many things a lawyer can help you with, in these type of situations. Here are four tips you need to know so you don’t wreck your case. 

1. The insurance company is in the business to make money and most are not going to do you any favors when it comes to settling your case. 

Several years ago, the insurance industry conducted a study. The study was done by The Insurance Research Council and it showed that, on average, people who use an attorney receive 3 ½ times more money in their settlement than those who do not use an attorney.

2. If you have ever been in a car accident you know, the insurance company is always calling you, wanting you to get information for them or they keep trying to talk you into taking some small amount of money to settle your case. 

YOU DON’T NEED THE ADDED STRESS AND AGGRAVATION. Let your lawyer get all this information for you and deal with the insurance company. You should be spending your time doing more important things ------- LIKE GOING TO DOCTOR AND THERAPY APPOINTMENTS AND GETTING BETTER!

3. It is important that all the crucial evidence and witness testimony be saved in your case.

EVIDENCE CAN BE LOST AND WITNESSES WHO DON’T SEEM IMPORTANT TO YOU NOW, BUT IN FACT ARE VERY IMPORTANT, MAY MOVE AWAY AND THEIR TESTIMONY CAN BE LOST. When you’re injured your main concern is getting better. Most of the time you don’t think about the evidence or the witnesses you need to win your case, but not having either of these pieces to the puzzle may cause you to lose your case. SO WHILE YOU’RE RECOVERING FROM YOUR INJURIES LET YOUR LAWYER INVESTIGATE YOUR CASE. HE OR SHE SHOULD KNOW WHAT EVIDENCE AND TESTIMONY NEED TO BE SAVED TO HELP YOU WIN YOUR CASE. 

4. If you don’t have any health insurance it may be hard to pay your medical bills. When you can’t pay your bills, sometimes the health care providers, or worse, the collection agencies, will write and call about payment of your bills.

YOU’RE IN BETWEEN A ROCK AND A HARD PLACE! YOU NEED THE TREATMENT TO GET BETTER, BUT CAN’T PAY FOR IT. SOMETIMES YOUR LAWYER CAN WORK OUT AN AGREEMENT BETWEEN YOU AND THE DOCTOR SO YOU CAN CONTINUE TO GET YOUR TREATMENT AND RECOVER FROM YOUR INJURIES.

You should at least contact a lawyer after you are injured. Contacting an attorney may help avoid damaging, what otherwise might be a solid case, and help you get the full compensation you deserve. If you have any questions, please call me at 304-345-3400. I’ll be happy to take a few minutes, at no cost to you, to answer your questions.

About Jeffrey T. Jones:

Jeffrey T. Jones is an attorney in Charleston, West Virginia. He is licensed to practice in the State and Federal Courts of West Virginia and in the State of North Carolina. 

He is past President of the West Virginia Association for Justice and has been honored as Member of the Year. He has also been recognized as one of the Top 100 Trial Lawyers in West Virginia. He has appeared in USA TODAY as an Emerging Business Leader To Watch. 

He represents persons injured or killed in accidents and has written the West Virginia Automobile Accident Injury Guide and a Special Report dealing with car accidents, personal injury and insurance companies.

To learn more about Jeff or to order his book, or Special Reports, go to http://www.jeffreytjones.com/ or call 1-800-247-2845 or 304-345-3400.

Hiring A Charleston, West Virginia Personal Injury Attorney Is Critical To Your Success!

Charleston, West Virginia, Personal Injury Lawyer Jeffrey T. Jones discusses why it is an advantage to have a lawyer working for you on your injury claim! 

Those who are injured in a car accident often ask me “why should I hire a personal injury attorney?” Simple! I can easily argue why you need to retain a personal injury attorney in Charleston, West Virginia especially if you've been hurt in a serious car crash, in West Virginia.

First, the person who hit you is going to have a professional working for them through their auto insurance company. They will immediately have an insurance professional assigned to the claim…NOT to you! Just so you understand, insurance adjusters are trained professionals who handle thousands of claims similar to yours and will look to run circles around you, simply because they know how to under-mine your injury claim! They will leave you feeling like a fish out of water when they tell you that your claim has been denied! 

Retaining a seasoned, skilled, veteran personal injury attorney who has represented thousands of clients over the last 27 years, will ensure you’re treated with dignity, respect and most of all arrive at the right settlement you truly deserve. 

Since you are now reviewing this informative Blog post, I’m going to assume that you or someone you know personally was injured in a serious car accident. What you need right now is a local, well trained, and experienced car accident attorney who can help monitor your medical treatment, while negotiating an appropriate settlement package. In case you didn't know, the majority of car accident cases in Charleston, West Virginia settle out of court, however, if your case goes to trial, I will represent you to the best of my ability in front of the jury!

You must choose wisely! Way before you put all your eggs in one basket you need to put your time in and do some research on the law firm who will come to your aid. That’s why I wrote The Special Report, “Hidden Inside Secrets Insurance Companies Don’t Want You To Know About Your Injury Claim!” To get your FREE copy simply call my office at (304) 345-3400 to order your FREE copy, today! 

You’ll never have to deal with this nightmare alone, or face the insurance company alone. I’m sorry if you have recently suffered a serious injury. The truth is you already have enough to worry about just to make ends meet for your family. 

As your West Virginia personal injury attorney I want to help you obtain the benefits you deserve if you’re unable to work as a result of your car accident. 

Hiring a well seasoned local auto accident attorney, can greatly help you move through the insane maze of endless paperwork your case will have to go through from beginning to end for the best possible settlement, both you and your family deserve. 

Once again, if you have any questions, make sure to order your FREE Special Report that I wrote entitled, “Hidden Inside Secrets Insurance Companies Don’t Want You To Know About Your Injury Claim!” 

About Our Law Firm: 

At the Law Offices of Jeffery T. Jones, we provide a compassionate setting that’s fully staffed with professionals who are 110% committed to your auto accident injury needs, and to a successful resolution of your injury claim. 

At a time when you need a strong-willed attorney the most, we will be there for you battling, “Tooth-n-Nail” for every penny you deserve while obtaining a fully maximized settlement, that’s available under the law. 

We will use every legal procedure available to us under the law, providing you with understanding and care of your emotional needs due to the intense and irreversible damages you have personally gone through. 

One last thing, you will never be left in the dark as we handle your case, unlike those HUGE legal mills, that process way too many claims, while your case gets passed around from one paralegal to another, we will fight for you and your family, while walking you through the process step-by-step. I will be your attorney and see to it that your injury claim is handled correctly, as if I was taking care of my own family.

About Jeffrey T. Jones:

Jeffrey T. Jones is an attorney in Charleston, West Virginia. He is licensed to practice in the State and Federal Courts of West Virginia and in the State of North Carolina. He is a graduate of the West Virginia University College of Law.


He is past President of the West Virginia Association for Justice and has been honored as Member of the Year. He has also been recognized as one of the Top 100 Trial Lawyers in West Virginia. He has appeared in USA TODAY as an Emerging Business Leader To Watch.


In his work, he helps individuals and businesses solve their IRS problems. He is the author of the bestselling book “Protect and Defend.” He has also written Special Reports dealing with business payroll taxes and ways to solve your IRS problems.


To learn more about Jeff or to order his book, or Special Reports, go to http://www.jeffreytjones.com/ or call 1-800-247-2845 or 304-345-3400.

Why the IRS Takes Payroll Tax Issues So Seriously

Charleston, West Virginia IRS & Tax Attorney, Jeffrey T. Jones Discusses Why All Businesses Better Pay Their Pay Roll Taxes!

The IRS looks at employers who don’t pay their employees’ payroll taxes as stealing, plain and simple. Payroll Taxes are referred to as Trust Fund Taxes, because in essence you have been “entrusted” with money belonging to your employees. It’s your job to withhold a portion of money they’ve earned to pay their income tax and their share of FICA (social security and Medicare) and pay it to the U.S. Treasury. 

Your employees are the ones who owe the money to the government - you are simply the delivery person. When you don’t pay your employees’ payroll taxes, it’s considered THEFT. In the eyes of the IRS, the money was never yours in the first place. So here’s... 

Why the IRS Would Rather Close Your Business 

If You Have Payroll Tax Problems 

If you haven’t paid your payroll taxes, the IRS is NOT usually interested in working out a payment plan. Experience has shown them that your Payroll Tax problems are likely to get bigger - as long as your business is allowed to remain open. Forcing you to close your business instantly stops this possibility. 

So it’s very important you know – when the IRS discovers you have a payroll problem, they are usually pre-determined to shut your business down quickly. They will have serious doubts as to your abilities to pay new payroll taxes when you still owe old payroll taxes. It would be easier for them to simply shut the business down, and deal with the issues of getting their money from the “responsible parties.” 

Plus, if the IRS Revenue Officer were to agree to a payment plan, and you ended up NOT paying in the end, it creates an even more embarrassing situation for the Revenue Officer, since he was “duped” into agreeing to a plan. It’s easier just to shut you down. 

Therefore – if you want to keep your business open, you need a professional third party speaking on your behalf, basically convincing the Revenue Officer that your business would be better off alive than dead...and that they are MORE likely to get the money if they work with you. It’s a tough sell – so if you find yourself in this situation, it is critical you call me at 304-345-3400 or 800-247-2845 and allow me to speak on your behalf to the IRS, or you may say something they will hold against you. 

About Jeffrey T. Jones:

Jeffrey T. Jones is an attorney in Charleston, West Virginia. He is licensed to practice in the State and Federal Courts of West Virginia and in the State of North Carolina. He is a graduate of the West Virginia University College of Law.

He is past President of the West Virginia Association for Justice and has been honored as Member of the Year. He has also been recognized as one of the Top 100 Trial Lawyers in West Virginia. He has appeared in USA TODAY as an Emerging Business Leader To Watch.

In his work, he helps individuals and businesses solve their IRS problems. He is the author of the bestselling book “Protect and Defend.” He has also written Special Reports dealing with business payroll taxes and ways to solve your IRS problems.

To learn more about Jeff or to order his book, or Special Reports, go to http://www.jeffreytjones.com/ or call 1-800-247-2845 or 304-345-3400.

Does Your Business Have A Payroll Tax Problem?

Charleston, West Virginia IRS & Tax Attorney, Jeffrey T. Jones Discusses Why You Must End Your Payroll Tax Problem Today Or…The IRS Could Shut Your Business Down! 

Owing the IRS isn’t like owing a credit card company or even a bank. They have special powers granted to them by the U.S. Government to literally reach into your bank account and take your money. They can also take your real estate, social security benefits, 401(k)’s, IRA’s, cars, boats, houses, accounts receivable, cash loan value of your life insurance...even commissions owed to you, all just to satisfy a tax debt. And in the case of tax evasion or fraud, they can even put you in jail.

But you must understand – there’s a MAJOR difference between not paying personal taxes and not paying payroll taxes:

• The IRS can padlock the front doors of your business without a court order.
• Payroll taxes CANNOT be discharged in bankruptcy.
• Owners, partners, corporate officers are held PERSONALLY liable for unpaid payroll taxes.
• The IRS can seize your PERSONAL assets to satisfy a payroll tax debt.
• Not paying your payroll taxes COULD be considered a Federal Crime if the IRS can prove you willfully didn’t file or didn’t pay.

In some cases the IRS would rather shut your business down and liquidate your assets than give you the opportunity to NOT pay even more payroll taxes. Are you starting to see what a big deal this is? If you are considered “responsible” for paying payroll taxes for your company and you don’t pay them, the IRS will eventually assess the Trust Fund Recovery Penalty (TFRP) against you. 

But for now, let this sink in: if you’re found to be a “responsible person”, you could be held PERSONALLY liable for payroll taxes! So the #1 question you need to ask yourself is...

Would The IRS Consider Me “Responsible?”

It could be as simple as answering this question: “Have you ever signed a payroll check?” If so, chances are good you’re on the hook. However it may not be as cut and dry as this. The IRS has two major tests to determine if you are a “responsible person”: 

1) Whether the party against whom the Trust Fund Recovery Penalty is proposed had the duty to account for, collect, and pay over payroll taxes; and

2) Whether he or she willfully failed to perform this duty.

As you can see, this is a pretty vague test. Because of this, the IRS has their work cut out for them trying to determine who is “responsible” for not paying payroll taxes. There’s usually no “cut and dry” answer (in some cases, even the offending company’s CPA’s and lawyers have been held liable)!

If your company is having a payroll tax problem, and you’re unsure if you could personally be held liable by the IRS in this situation, call me. There’s no sense losing sleep at night, not knowing if the IRS is going to come after you. Besides, you owe it to yourself and your family to be protected from the IRS! 

About Jeffrey T. Jones:

Jeffrey T. Jones is an attorney in Charleston, West Virginia. He is licensed to practice in the State and Federal Courts of West Virginia and in the State of North Carolina. He is a graduate of the West Virginia University College of Law.

He is past President of the West Virginia Association for Justice and has been honored as Member of the Year. He has also been recognized as one of the Top 100 Trial Lawyers in West Virginia. He has appeared in USA TODAY as an Emerging Business Leader To Watch.

In his work, he helps individuals and businesses solve their IRS problems. He is the author of the bestselling book “Protect and Defend.” He has also written Special Reports dealing with business payroll taxes and ways to solve your IRS problems.

To learn more about Jeff or to order his book, or Special Reports, go to http://www.jeffreytjones.com/ or call 1-800-247-2845 or 304-345-3400.

3 Things You Should Never Say to the IRS/www.jeffreytjones.com December...